🧩 Chapter 15: Portfolio Management Basics — Mock Questions

 

Q1. Portfolio management primarily aims to:

A. Maximize return only
B. Minimize risk only
C. Balance risk and return
D. Track the index

Answer: C
✔ The goal is optimal risk–return balance.


Q2. Diversification reduces:

A. Market risk
B. Systematic risk
C. Unsystematic risk
D. Currency risk

Answer: C
✔ Only company-specific risk is reduced via diversification.


Q3. Asset allocation refers to:

A. Choosing only equity stocks
B. Splitting investment across asset classes
C. Buying bonds after equities
D. Booking profits periodically

Answer: B
✔ Equities, bonds, gold, cash, etc.


Q4. A conservative investor typically prefers:

A. High-beta equity portfolio
B. Corporate bonds & G-Secs
C. Small-cap stocks
D. Futures & options

Answer: B
✔ Low-risk, stable-return assets.


Q5. The Efficient Frontier shows:

A. High-risk portfolios only
B. Best possible portfolios for a given risk
C. Worst portfolios
D. Only equity portfolios

Answer: B
✔ Represents optimal portfolios.


Q6. A portfolio lying below the efficient frontier is:

A. Efficient
B. Inefficient
C. Risk-free
D. Unsystematic

Answer: B
✔ Same return with higher risk = inefficient.


Q7. Rebalancing involves:

A. Completely changing the portfolio
B. Adjusting weights to original asset allocation
C. Selling all equity
D. Buying derivatives

Answer: B
✔ Restoring target mix as market moves.


Q8. Tactical asset allocation means:

A. Short-term deviations from strategic allocation
B. Fixed asset mix only
C. Avoiding market timing
D. Investing only in debt

Answer: A
✔ Slight shifts based on market opportunities.


Q9. Strategic asset allocation is:

A. Constantly changing
B. For short-term decisions
C. Long-term target allocation
D. Used by only speculators

Answer: C
✔ Long-term asset mix based on goals & risk.


Q10. A portfolio with negative correlation between assets:

A. Increases overall risk
B. Decreases overall risk
C. Has higher return
D. Cannot be constructed

Answer: B
✔ Negative correlation → better diversification.


Q11. The Capital Market Line (CML) represents:

A. Only equity portfolios
B. Portfolios combining risk-free asset & market portfolio
C. Company-specific risk
D. All inefficient portfolios

Answer: B
✔ CML shows best risk-return combinations.


Q12. According to CAPM, only ______ is relevant.

A. Total risk
B. Systematic risk
C. Unsystematic risk
D. Liquidity risk

Answer: B
✔ Diversifiable risk is ignored.


Q13. Portfolio variance depends on:

A. Individual stock dividends
B. Correlation between assets
C. Market cap
D. IPO price

Answer: B
✔ Correlation plays a major role in reducing risk.


Q14. A growth-oriented portfolio focuses on:

A. High dividend stocks
B. High expansion potential companies
C. Bonds only
D. Real estate

Answer: B
✔ Growth = capital appreciation.


Q15. A core-satellite portfolio includes:

A. Only bonds
B. Core stable index + satellite tactical picks
C. Only blue-chip stocks
D. Only alternative assets

Answer: B
✔ Core = stable; satellite = active bets.

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