Worthy Reads

  Q1. A dividend is typically paid out of: A. Capital reserves B. Revaluation reserves C. Current or accumulated profits D. Share premium only Answer: C ✔ Dividend distribution is from profits earned. Q2. When a company issues bonus shares, it results in: A. Increase in total capital without cash outflow B. Cash outflow from company C. Reduction in number of shares D. Debt repayment Answer: A ✔ Bonus issue converts reserves into share capital — no cash flow. Q3. Stock split primarily aims to: A. Reduce market liquidity B. Increase share price C. Make stock more affordable by reducing face value D. Reduce number of shareholders Answer: C ✔ Split lowers face value and share price → improves liquidity. Q4. In a rights issue , shares are offered to: A. General public only B. Promoters only C. Existing shareholders D. Government only Answer: C ✔ Rights = offered to current shareholders in proportion to holdings. Q5. Which corporate action involve...

 This chapter is critical in NISM RA, so questions are a bit deeper — covering financial statements, business model evaluation, competitive advantage, ratios, and management analysis. Q1. The three key financial statements used for company analysis are: A. P&L, Balance Sheet, Cash Flow Statement B. Trial Balance, Ledger, Cash Book C. P&L, Audit Report, Notes to Accounts D. Cash Flow, Bank Reconciliation, Ledger Answer: A ✔ These three reflect profitability, financial position & liquidity. Q2. Operating profit is calculated as: A. Net profit − tax B. Sales − operating expenses C. EBITDA − interest cost D. EBIT − extraordinary items Answer: B ✔ Operating profit excludes non-operating income/expense. Q3. A company with strong moat means it has: A. High debt levels B. Sustainable competitive advantage C. Declining market share D. Short-term business model Answer: B ✔ Moat = durable edge that protects profitability. Q4. Asset-light business models typical...

  Q1. Industry analysis helps an analyst to evaluate: A. Only past performance B. Economic trends only C. Industry structure, competitiveness & growth prospects D. Share price movement alone ✅ Answer: C Explanation: Industry analysis examines competition, demand, growth drivers, cost structures, and risks. Q2. The primary objective of Porter’s Five Forces model is to assess: A. Company profitability B. Industry attractiveness and competitive intensity C. Government policy D. Currency risk ✅ Answer: B Explanation: Five Forces framework evaluates competitiveness & profitability potential of an industry. Q3. In Porter’s model, high entry barriers generally lead to: A. Reduced competition B. Lower profitability of incumbents C. Higher threat of substitutes D. High bargaining power of buyers ✅ Answer: A Explanation: Difficult entry → fewer competitors → stable profitability. Q4. A substitute product imposes the highest threat when it is: A. Expensive and le...

  Q1. GDP represents the: A. Total value of goods and services produced within a country B. Total income received by the government C. Revenue earned by all listed companies D. Country’s total exports ✅ Answer: A Explanation: GDP measures the total output within national boundaries. Q2. Real GDP differs from nominal GDP because real GDP: A. Excludes services B. Is adjusted for inflation C. Reflects only manufacturing output D. Includes black market goods ✅ Answer: B Explanation: Real GDP accounts for price level changes. Q3. High CPI inflation generally leads to: A. Higher purchasing power B. Lower cost of living C. Reduced value of money D. Lower interest rates ✅ Answer: C Explanation: Rising prices reduce the purchasing power of money. Q4. Fiscal policy refers to government decisions related to: A. Money supply and interest rates B. Taxation and government spending C. Foreign exchange reserves D. Stock market regulations ✅ Answer: B Explanatio...

First, let me say this clearly: you are not worthless. Feeling worthless is a signal, not an identity. Many people go through this phase — but it can be changed with the right steps and mindset. 1️⃣ Understand that “worthless” is a feeling, not a fact Your mind can lie to you when you’re tired, stressed, or emotionally drained. That voice saying “I’m worthless” is actually saying: “I’m overwhelmed and I need support.” 2️⃣ Start with tiny wins When life feels heavy, don’t aim for big victories. Aim for small ones: making your bed taking a 10-minute walk finishing one task drinking enough water Small wins rebuild identity. They remind you: “I can do things. I matter.” 3️⃣ Stop comparing your timeline with others Comparison destroys self-worth. Everyone blooms at a different pace. Your chapter 2 can’t look like someone else’s chapter 20. 4️⃣ Do one thing daily that brings you pride Not happiness — pride. It could be learning something, helping someone, exercising, reading, journal...

Q1. Which of the following is not a function of the primary market? A. Mobilizing savings B. Facilitating trading of existing securities C. Price discovery for new issues D. Allocation of capital Answer: B Explanation: The primary market handles issuance of new securities (mobilizing savings, price discovery, capital allocation). Trading of existing securities is a function of the secondary market . Q2. The secondary market deals with: A. New issue of securities B. Trading of existing securities C. Government securities only D. Corporate bonds only Answer: B Explanation: The secondary market (stock exchanges) provides a platform for buying and selling already-issued securities. Q3. Which market ensures liquidity of investments? A. Primary market B. Money market C. Secondary market D. Foreign exchange market Answer: C Explanation: The secondary market enables quick buying/selling of securities, providing liquidity to investors. Q4. An IPO is issued ...

✅ Multiple Choice Questions (MCQs) 1. Which of the following is NOT a function of the securities market? a) Facilitating liquidity b) Price discovery c) Providing long-term loans directly to investors d) Channelizing savings Answer: c) Providing long-term loans directly to investors 2. The primary market deals with: a) Fresh issue of securities b) Buying and selling of existing securities c) Commodity trading d) Currency trading Answer: a) Fresh issue of securities 3. A secondary market is also known as: a) New issue market b) Stock exchange c) Over-the-counter market only d) Debt restructuring market Answer: b) Stock exchange 4. Who regulates the Indian securities market? a) RBI b) SEBI c) IRDAI d) Ministry of Finance Answer: b) SEBI 5. Which of the following is a money market instrument? a) Treasury Bills b) Corporate Bonds c) Preference Shares d) Equity Shares Answer: a) Treasury Bills 6. A company raises long-term funds through: a) Call money market b) Ca...

  The charm of Bihar isn’t just in its food, festivals, or people — it’s in its language! Every word in the Bihari dialect (especially Bhojpuri) carries emotion, drama, and humor. You can’t just hear it — you have to feel it! ❤️ So here’s Part 2 of our most loved Bihari words — from the ones that’ll make you laugh 😆 to the ones that’ll make you go, “Aree wah! Ee ta mast ba!” 🙌 💬 More Funny Bihari Words with Meanings 🗣️ Bihari Word 💡 Meaning (in English) 🤓 Usage/Feeling Bhaklol Foolish / Silly “Arey bhaklol ho gaya ka?” (Have you gone nuts?) 🤪 Lappan Lazy person “Ee lappan kab uthbe?” (When will this lazy one wake up?) 😴 Phat gayi Got scared “Result dekh ke ta phat gayi!” (I got scared after seeing the result!) 😅 Jhakmaar Show-off / Overacting person “Kitna jhakmaar hai ee!” (What a drama queen!) 🎭 Chapraasi Informal word for messenger or helper Often used teasingly 😜 Chappal maar denge We’ll hit you with slippers Said jokingly but with emotion 😂 Ghochu Dumb / I...

 Chapter 1: Introduction to Research Analyst Profession — Mock Questions Q1. The primary role of a Research Analyst is to: A. Provide investment advice to clients directly B. Conduct research and make recommendations based on analysis C. Trade on behalf of clients D. Manage portfolios ✅ Answer: B Explanation: A research analyst studies securities, industries, and markets to provide insights and recommendations — not to trade or manage portfolios directly. Q2. Which of the following is NOT a typical function of a research analyst? A. Data collection and analysis B. Forecasting company performance C. Execution of client trades D. Writing research reports ✅ Answer: C Explanation: Analysts do not execute trades — that’s done by brokers or dealers. Q3. Sell-side analysts are typically employed by: A. Mutual funds B. Portfolio management companies C. Brokerage or investment banks D. Insurance companies ✅ Answer: C Explanation: Sell-side analysts work for brokerag...